Whatever you’re doing and wherever you’re going, you need a way to carry your money around. Whether you’re carrying around a wallet or a money clip, there are advantages and disadvantages to using both and it’s important to know the pros and cons of both to figure out which one works best for your needs.
Wallets are the most traditional way of carrying money around and with items on the market such as a super thin wallet, passport holder wallets, checkbook wallets and cellphone wallets, there’s a lot of versatility in wallets depending on one’s lifestyle. If you’re the type of person who holds on to every business card and every coupon while carrying money, cards and ID, a wallet is like a mini filing cabinet you can carry with you on the go.
Having a wad of cash, piles of cards and receipts stuffed into a wallet that’s put in your pants pocket or jacket pocket can look bulky and throw off your style, especially if you’re wearing dress clothes. There’s many a pair of jeans or pants that show the marks of having a wallet stuffed into the pockets.
Whether you throw your wallet into your front pants pocket or back pants pocket, it’s not the most comfortable of items to be carrying around.
If you insist on having a wallet, try paring it down to take out the bulk. Try going with a simple mix like your ID, a few cards, a few business cards and a copy of your insurance information. Rather than a traditional wallet, you can look at buying minimalist wallets that hold cash, cards and other key essentials.
Money clips are small, sleek and save you from the feeling of carrying a box around with you. Carrying around a black titanium money clip that holds only the essential cards you need and a small amount of cash is easier to carry around and cuts down the bulk often associated with carrying a wallet.
Men might think money clips are limiting, but they can actually be very versatile. The average money clip can hold up to 20 folded banknotes as well as plastic cards.
Having a black titanium money clip, forces men to pare their items down to the essentials. Be careful though and make sure the metal money clip you’re carrying around doesn’t damage your ID or the swipe strip on your credit and debit cards.
If you’re looking at living a more minimalist lifestyle, carrying around a black titanium money clip or whatever money clip you have, will help you curb your spending habits.
Of course, there are some disadvantages to money clips as well. While a wallet may be bulky, it can offer more comfort than a money clip because you can feel the wallet’s weight and size. If you’re in a crowded space, it can be very easy to lose a money clip and realize to late that it’s no longer on your person.
Another disadvantage is that metal money clips like a black titanium money clip can be tough to carry around your essentials depending on how much you’ve got. Thicker items like cards can easily fall out, so money clips like that might not be the best option unless you’re only carrying cash. A better option to consider might be a magnetic money clip, which will firmly grasp whatever you’re carrying in it.
Whether you use a wallet or a money clip, take time to take stock of what you absolutely have to carry around and figure out afterward, which one will be the best to hold all of your important items.